Mortgage and life insurance is a wise move. Should anything happen to you, your family would be protected by having mortgage insurance, or an extra life insurance policy to cover the mortgage.
In the event the unthinkable happened, the home (and perhaps other debts) would be paid for and your family would have one less burden to worry about. Or, if you’ve mortgage insurance that’s triggered by your disability or being unable to work (or disability insurance), then your family is covered if something should happen.